Detroit Underinsured Motorist Attorneys

Some drivers in Detroit illegally avoid obtaining car insurance for themselves and their families. Unfortunately, when you are hit by an uninsured or underinsured motorist, you could be facing high costs of medical treatment or vehicle repair that you cannot afford. While Michigan does offer UIM, which is coverage for underinsured motorists, it may not be enough.

To help you navigate the complex insurance policies, the Detroit underinsured motorist attorneys of Ravid & Associates, P.C.., offer legal advice for drivers facing this type of situation. At Ravid & Associates, P.C., we are committed to excellent service and aggressive pursuit of recovery. We’re so confident that we can help you that we don’t charge you anything unless we get you a full and fair settlement.

Contact us today at (248) 948-9696 for an initial evaluation, completely free of charge. Our lawyers will review your case and come up with a strategy to get you the compensation you are entitled to receive.

Why Do I Need an Underinsured Motorist Attorney?

If you have been the victim of a car accident with an underinsured motorist, you could be entitled to compensation to cover your medical bills, pain and suffering, lost wages, physical therapy, vehicle damage, and more.

A car accident is devastating, no matter how it happened. If the underinsured driver is at fault, it’s hard to know how they will pay for your damages without the backup of an insurance policy. Dealing with an underinsured motorist adds additional complexities that no one should have to face alone. It’s nearly impossible to represent yourself in court and obtain a suitable, fair settlement. In fact, those that retain a lawyer to represent them in court get three times as much as those who attempt to do it alone.

An experienced uninsured motorist attorney can help you navigate the confusing and overwhelming aftermath of an accident. At Ravid & Associates, P.C., we’ll launch an investigation into your accident, negotiate with other lawyers, file your claim, and help build a strong case to get you compensation. We have the experience and resources to fully take on your case and aggressively pursue a fair settlement.

Why Choose Ravid & Associates, P.C. to Handle my Case?

Ravid & Associates, P.C. was founded in 1990 with the intention of serving the Detroit community on a contingent fee basis. We believe that anybody with a legitimate claim should be able to retain legal representation, which is why we will handle all legal costs until we recover your losses.

Our attorneys have over 180 years of collective legal experience, and we know the legal system inside and out. We have represented more than 10,000 Michigan families and are proud to say that we have recovered over $350 million in settlements for our clients. We’re committed to pursuing all avenues of possible compensation in order to get you what you deserve.

Cases We Handle

Throughout our years of experience in serving the residents of Michigan, we have worked a wide variety of cases. We are comfortable taking on the big insurance companies in many different fields.

Some of the types of cases we handle are as follows:

Premises Liability
Product Liability
Animal Attacks
Child Injuries
Construction Accidents
Workers’ Comp
Wrongful Death
Insurance Company Fraud
Legal Malpractice
Industrial Accidents
Social Security Claims
Criminal Defense
Medical Malpractice
Vehicle Accidents, including underinsured motorist claims

We have worked cases from across the legal spectrum and understand how to navigate the process. If you or someone you love has been the victim of an accident involving an underinsured motorist, you need to contact an attorney today to get the claim process started.

Call us at (248) 948-9696 now so we can help you.

Better Understanding Underinsured Motorist Policies

Insurance policies are notoriously difficult to understand, even in the best circumstances. However, underinsured motorist coverage can complicate the coverage even more.

At the basic level, underinsured motorist coverage:

Is individualized. Each policy is made personally for each policyholder.
Can cover the at-fault driver’s debt to the person he/she injured.
Might not completely cover the costs of an accident.
Can have short statutes of limitations.
Might have complicated or confusing notice requirements.

To best understand underinsured motorist coverage and how it might affect you, talk with an experienced Detroit personal injury attorney.

How Long Do I Have to File a Claim?

Generally, after a car accident in Michigan, you have three years from the day of the accident to file the claim. While there are sometimes exceptions, (such as when children are involved), most accidents in Michigan follow the three-year statute of limitations.

However, the three-year rule might not apply in the case of an underinsured driver. The actual statute of limitations for accidents involving uninsured or underinsured drivers depends on the exact language in the underinsured motorist contract.

Because the limitations could be drastically shorter or longer than three years, you must contact an uninsured motorist attorney immediately who can better help you understand the system and meet important deadlines.

If you miss a deadline to file a claim, you will likely lose any chance of ever receiving proper compensation for your injuries or vehicle damage. Don’t miss out on securing your money because of a confusing or unclear deadline.

Contact an Underinsured Motorist Attorney in Detroit

The aftermath of a car accident can be overwhelming, but the legal process doesn’t have to be. At Ravid & Associates, P.C., we’re committed to serving the Detroit area and helping our community with their legal needs. Our team of attorneys and legal advocates have proven experience in going to trial and winning full and fair settlements for our clients.

If you or someone you know has been hit by an underinsured motorist, discuss your legal situation with the attorneys of Ravid & Associates, P.C. today. Our experienced personal injury lawyers will help you pursue the compensation you need after your accident. We offer all our clients full legal assistance with no legal fees until we have gotten you the compensation you deserve.

Contact our offices in Detroit by calling (248) 948-9696 today and learn about your options for recourse.