Detroit T-Bone/Side-Impact Collision Lawyers
Side-Impact Accident Injury Claims in Michigan
T-bone accidents, also known as side-impact collisions, often result in catastrophic injuries and complex legal issues. Side-impact collisions happen when the front of one vehicle crashes into the side of another, forming a “T” shape. In Detroit and throughout Michigan, we have seen how these collisions can change lives in an instant. Whether the accident was caused by reckless driving, poor road conditions, or distracted driving, the aftermath of a side-impact collision leaves victims with mounting medical bills, lost wages, and emotional trauma.
That is why accident victims need to understand their legal rights and how Michigan law applies to these cases. Our firm’s mission is to ensure that every client receives the full amount of monetary compensation their case deserves. At Ravid & Associates, we are relentless in pursuing justice against negligent drivers and uncooperative insurance companies.
At Ravid & Associates, P.C., we’ve helped over 25,000 Michigan families through some of the most challenging times in their lives. With more than 180 years of combined experience, we have the knowledge and resources to take on powerful insurance companies and negligent parties.
We don’t just represent our clients—we fight to secure outcomes that exceed expectations. When you work with us, you’ll understand your rights, your options, and your next steps without any cost or obligation. And with our no-fee guarantee, you won’t owe us a cent unless we win your case.
How T-Bone Accidents Occur In Detroit
T-bone accidents frequently happen at intersections where traffic lights or stop signs are ignored. A driver running a red light, failing to yield the right of way, or speeding through a yellow light can strike another vehicle crossing the intersection. Other common causes include:
- Distracted Driving – Texting, using a GPS, or other distractions reduce reaction times.
- Drunk Driving – Impaired drivers often fail to notice traffic signals or other vehicles.
- Poor Weather Conditions – Ice, rain, or fog can make it harder to control a vehicle.
- Mechanical Failures – Brake or steering system failures may lead to loss of control.
- Road Design Issues – Poorly marked intersections or inadequate signage can increase risk.
In most T-bone accidents, one driver is at fault, but determining liability can be complicated without proper investigation.
Understanding Michigan’s No-Fault Insurance System
Michigan follows a no-fault insurance system, which means your own insurance company pays for your medical expenses and lost wages after an accident, regardless of who caused it. However, when injuries are severe and the damages exceed your policy limits, you may pursue a third-party claim against the at-fault driver.
Under Michigan law, to file a lawsuit for additional compensation, your injuries must meet the “threshold injury” standard, which includes:
- Permanent serious disfigurement
- Serious impairment of a body function
- Death
These legal definitions can be difficult to interpret, but we’re here to help you understand whether your case qualifies for a third-party claim.
Who Pays After A T-Bone Accident?
In a T-bone accident, fault often lies with the driver who violated traffic laws, such as running a red light or failing to yield. Michigan’s comparative negligence law (MCL 500.3135) also applies, meaning that if you were partially at fault, your compensation could be reduced by the percentage of your fault. For example, if you are 20% responsible, your damages would be reduced by that amount. However, if you’re more than 50% at fault, you cannot recover non-economic damages like pain and suffering.
When filing a claim, it’s critical to gather evidence, including:
- Police reports
- Witness statements
- Traffic camera footage
- Medical records
- Photos of the scene and vehicle damage
Insurance companies may try to downplay your injuries or shift blame. Our team knows their tactics and is prepared to counter them at every turn.
Common Injuries In Side-Impact Collisions
Side-impact collisions often result in more severe injuries than other types of accidents because the side of a vehicle offers less protection. Some of the most common injuries include:
- Traumatic Brain Injuries (TBI) – Caused by the sudden impact of the crash.
- Spinal Cord Injuries – Leading to paralysis or reduced mobility.
- Broken Bones – Including fractures to the ribs, arms, or pelvis.
- Internal Injuries – Damage to organs from the force of the collision.
- Whiplash and Neck Injuries – Resulting from the sudden jolt of impact.
These injuries often require long-term medical treatment, rehabilitation, or permanent lifestyle adjustments. That’s why it’s crucial to secure a settlement or verdict that accounts for all your current and future needs.
Legal Remedies For Victims Of T-Bone Accidents
Victims of T-bone accidents can seek compensation for both economic and non-economic damages, including:
- Medical expenses
- Lost wages and earning capacity
- Pain and suffering
- Loss of consortium
- Property damage
Under Michigan’s Statute of Limitations (MCL 600.5805), you have three years from the date of the accident to file a lawsuit. Missing this deadline means you may forfeit your right to compensation. We ensure that every claim is filed on time and handled efficiently.
Why You Need Experienced Attorneys On Your Side
Insurance companies are not on your side. Insurance adjusters aim to pay as little as possible, even when your injuries and losses are extensive. With more than 180 years of combined legal experience, our firm knows how to hold insurance companies accountable. We’ve built a reputation for securing substantial settlements and verdicts, and insurance companies know that we don’t back down.
Our legal professionals conduct thorough investigations, consult with accident reconstruction experts, and meticulously prepare every case for trial. This preparation ensures we’re ready to negotiate the best possible settlement or take your case to court.
Frequently Asked Questions About Detroit T-Bone Accidents
What Should I Do Immediately After A T-Bone Accident?
After a T-bone accident, your health and safety are the priority. Seek medical attention immediately, even if you feel fine, as some injuries may not appear right away. Contact the police to file an accident report, which will serve as critical evidence for your claim. If possible, take photos of the scene, gather witness information, and exchange insurance details with the other driver. Finally, reach out to an attorney to ensure your rights are protected and your claim is handled properly.
Can I Sue The Other Driver If I’m Partially At Fault?
Yes, you can still sue the other driver under Michigan’s comparative negligence law. However, your recovery will be reduced by the percentage of your fault. For example, if you were 30% at fault, your settlement or verdict would be reduced by that amount. If you’re more than 50% at fault, you cannot recover non-economic damages. Determining fault is complex, and we work to minimize any attribution of blame to you.
What If The Other Driver Doesn’t Have Insurance?
If the at-fault driver doesn’t have insurance, your uninsured motorist (UM) coverage will step in to cover your damages. Michigan requires insurers to offer UM coverage, and we can help you navigate the claims process to ensure you receive the compensation you need. If you don’t have UM coverage, other options may still be available, and we will explore every avenue to secure a recovery.
How Long Do I Have To File A Lawsuit After A T-Bone Accident?
Under Michigan law, the statute of limitations for personal injury claims is three years from the date of the accident. However, filing sooner is often better, as evidence can be lost or degraded over time. Contacting an attorney early in your case makes sure that your case is built on a strong foundation and meets all necessary deadlines.
Can I Recover Compensation For Pain And Suffering?
Yes, you can recover non-economic damages like pain and suffering if your injuries meet Michigan’s “threshold injury” standard, such as a serious impairment of body function, permanent disfigurement, or death. These damages are often contested by insurance companies, but we know how to demonstrate the full impact of your injuries to secure a fair award.
What If The Insurance Company Denies My Claim?
Insurance companies often deny claims to minimize their payouts. If this happens, we can challenge their decision through negotiation, arbitration, or litigation. We’ve dealt with countless insurance disputes and have the experience to counter their tactics effectively.
Our Detroit T-Bone/Side-Impact Accident Lawyers Protect Your Valuable Legal Rights
If you or a loved one has been injured in a Detroit T-bone or side-impact accident, you don’t have to face the aftermath alone. At Ravid & Associates, P.C., we fight for our clients’ rights to secure the compensation they deserve. With over 25,000 Michigan families helped and more than 180 years of combined experience, we know how to achieve results.
We offer free, confidential consultations to help you understand where you stand with your personal injury claim. You won’t owe us anything unless we win your case. Contact our Detroit t-bone car accident lawyers at Ravid & Associates, P.C. today by calling (248) 948-9696 to receive your free consultation. Our firm proudly represents clients in Detroit and throughout the state of Michigan.