Detroit No-Fault Accident Lawyers

Unlike many other states in the U.S., Michigan adheres to the no-fault law, which means that, no matter who caused a car accident, anyone involved can file a claim with their insurance provider. The Detroit no-fault accident attorneys of Ravid & Associates, P.C., understand how valuable insurance benefits can be in covering accident-related expenses, and we are dedicated to making sure that our clients receive the coverage to which they are entitled.

If you have been involved in a car accident in Detroit, you are likely facing numerous expenses and physical injuries. At this time, being aware of your rights under the no-fault law can help you avoid making unnecessary payments. Our skilled Detroit no-fault accident attorneys are ready to help you file a claim with your insurance company before the claim period expires.

Complications Regarding No-Fault Accidents

The no-fault law has proven to be a valuable resource to many Detroit people involved in accidents. Unfortunately, coverage regarding the no-fault law can quickly become complicated in light of:

Workers’ compensation issues
Conflicting driver insurance policies
Personal injury law

These issues can make receiving no-fault benefits more difficult for drivers in Detroit. If you are encountering problems gaining access to the insurance coverage that you need, do not hesitate to contact a Detroit no-fault accident attorney today.

Frequently Asked Questions About Michigan No-Fault Insurance Law

What is Michigan’s No-Fault Insurance Law?

Michigan operates under a No-Fault insurance system. This means that after a car accident, each driver turns to their own insurance provider for medical expenses and lost wages, regardless of who is at fault.

What does Personal Injury Protection (PIP) cover?

PIP insurance covers medical expenses, lost wages (for up to three years if injuries prevent you from working), medical mileage reimbursement, attendant care services, and replacement services for household tasks.

Can I sue the at-fault driver?

While No-Fault insurance covers medical expenses, you may still sue the at-fault driver for pain and suffering or additional economic damages if your injuries meet certain legal thresholds.

What are the recent changes to Michigan’s No-Fault Law?

In 2019, Michigan passed reforms that allow drivers to choose different levels of PIP coverage instead of the previously required unlimited coverage. Additionally, drivers who are on Medicare can opt out of PIP medical benefits entirely.

What is the Mini-Tort Law?

Michigan’s Mini-Tort Law allows drivers to recover up to $3,000 in out-of-pocket vehicle repair costs from an at-fault driver.

How does fault impact compensation?

Michigan follows a comparative negligence rule. This means you can recover damages if you are 50% or less at fault, but your compensation will be reduced by your percentage of fault.

What happens if I don’t have insurance?

Driving without insurance in Michigan can result in fines, license suspension, and possibly jail time. For more information, you can check Michigan’s official auto insurance FAQ. If you need legal guidance, it is advisable to consult an attorney who specializes in Michigan No-Fault law.

Contact Our No-Fault Accident Lawyer in Detroit Today

If you have been involved in a car accident in Detroit and have questions about your rights under Michigan’s no-fault law, the attorneys of Ravid & Associates are ready to discuss the particulars of your situation. Contact our Detroit offices today at (248) 948-9696 to learn more about seeking compensation from your insurance company.